COMPARISON
Medicare Advantage vs. Medigap
Compare the general differences between Medicare Advantage and Medicare Supplement / Medigap. The right option depends on your situation.
Medicare Advantage and Medigap are not the same:
Medicare Advantage:
- Also called Part C.
- May use networks like HMO or PPO.
- May include drug coverage if it is a MAPD plan.
- May include additional benefits depending on the plan.
- Costs and networks vary by county and plan.
Medigap / Medicare Supplement:
- Works with Original Medicare.
- May help with certain out-of-pocket costs.
- Does not replace Original Medicare.
- Usually does not include Part D drug coverage.
Note: The suitable option depends on doctors, medications, budget, travel, state, county, and personal situation.
This guide is for general education only. Plan availability, benefits, costs, networks, medications, and eligibility may vary by county, plan, and individual situation. For a specific review, a licensed advisor must verify your information.