Terms of Use
Last Updated: September 12, 2026
1. Agreement to Terms
By accessing or using the Clear Point Senior Advisors website, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use this website.
2. Not Medical, Legal, or Tax Advice
The content on this website is for informational and educational purposes only. It does not constitute medical, legal, tax, or financial advice. Always consult with qualified professionals before making healthcare or insurance decisions.
3. Insurance Agent Relationship
Clear Point Senior Advisors is a licensed insurance agency. We are compensated by insurance carriers when you enroll in a plan through us. There is no cost to you for our services. We are independent agents — we are not employed by any insurance company.
4. No Government Affiliation
We are not affiliated with, endorsed by, or connected to the U.S. Government, the Centers for Medicare & Medicaid Services (CMS), or the federal Medicare program. We do not offer every plan available in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
5. Scope of Appointment (SOA)
Federal Medicare rules require a completed Scope of Appointment before we can discuss specific Medicare Advantage or Part D plans with you. By requesting a consultation, you agree to complete an SOA. The SOA is informational only and does not obligate you to enroll in any plan.
6. Plan Availability
Plan availability, benefits, and costs vary by location and are subject to change. The information on this website may not reflect the most current plan data. Always verify current plan information directly with the carrier or through Medicare.gov.
7. Intellectual Property
All content on this website, including text, graphics, logos, and images, is the property of Clear Point Senior Advisors and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.
8. Limitation of Liability
To the fullest extent permitted by law, Clear Point Senior Advisors shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this website or our services.
9. Governing Law
These Terms of Use shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.
10. Changes to Terms
We reserve the right to modify these Terms of Use at any time. Changes will be posted on this page with the updated date. Your continued use of the website after changes constitutes acceptance of the revised terms.
11. Contact
Questions about these Terms? Contact us at info@clearpointsenioradvisors.com or 1-855-720-8555.