Medicare Part D · Federal Program

Extra Help / LIS for Prescription Drug Costs

Extra Help may reduce Medicare Part D prescription drug costs for people who qualify. A licensed advisor can help you review whether you may be eligible.

Clear Point Senior Advisors is an independent insurance agency. Not connected with or endorsed by Medicare, CMS, or the U.S. government. Plan availability varies by location. We do not offer every plan available in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Federal Program

Extra Help / LIS — Medicare Part D Cost Help

Extra Help (also called Low-Income Subsidy or LIS) is a federal program that may help reduce Medicare Part D prescription drug costs — premiums, deductibles, and copays — for people who qualify. Eligibility is determined by the Social Security Administration.

What Extra Help / LIS May Cover

For people who qualify, Extra Help may reduce or eliminate Medicare Part D prescription drug plan premiums, lower the deductible, and reduce copays for generic and brand-name medications.

Rough Eligibility Guidelines (2026):

Individual: monthly income around $1,995; resources below $18,090
Married: monthly income around $2,705; resources below $36,100

These are approximate figures. Final eligibility is determined by the Social Security Administration. A licensed advisor can help you review your situation and the application process.

Help With Your Application

The Extra Help application is filed through the Social Security Administration. A licensed advisor can walk you through what documents you may need and answer questions about Medicare Part D coverage.

Call 1-855-720-8555

Official Application — Social Security

Extra Help / LIS is handled through Social Security. Clear Point can help explain the program and help you prepare questions, but the official application is completed through Social Security. Eligibility depends on income, resources, and program rules.

Apply for Extra Help through Social Security

Looking for help beyond Medicare Part D drug costs? Medicare Savings Programs (MSP), Medicaid, and State Pharmaceutical Assistance Programs (SPAP) are covered on a separate page. See Programs That May Help You Save

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Clear Point Senior Advisors is an independent insurance agency and is not connected with or endorsed by the U.S. government or the federal Medicare program. Plan availability, benefits, premiums, provider networks, drug coverage, and costs vary by plan, location, and eligibility. A licensed insurance agent may contact you to discuss Medicare-related options. You can also contact Medicare.gov or 1-800-MEDICARE for official information.

Questions About Extra Help / LIS?

A licensed advisor can help you review whether Extra Help may apply to your Medicare Part D situation. Final eligibility is determined by the Social Security Administration.

Call 1-855-720-8555